Torrent And High Water Insurance

By choosing FLEXA (fire, lightning, explosion, aircraft) insurance policy you can insure your property against the following basic risks:

• fire and lightning
• explosion, excluding nuclear
• aircraft fall and impact

For an additional premium, the policy cover can be extended to include one or more additional risks:

• windstorm, hailstorm, own vehicle impact, own powered machinery impact, unknown vehicle impact, public events and demonstrations
• flood and extreme tidal conditions and waves, torrent and high water
• spillage from water mains and sewers
• subsidence and landslides
• avalanches
• leakage from tanks or pipelines
• stock self-ignition
• spillage of hot molten substances
• earthquake

This type of insurance has a more specific cover than standard fire insurance and insurance against other perils, with a lower premium in comparison to the basic fire cover.