Personal Third Party Liability Insurance

This insurance policy is designed to insure the contents of your house, apartment or holiday home against the following risks:

• fire and lightning
• explosion
• windstorm
• hailstorm
• aircraft fall and impact
• public events and demonstrations
• flood and torrent
• subsidence and landslide
• avalanche
• water main breaks and sewer overflows
• burglary
• robbery
• common theft
• third party liability

What additional covers are available?

• additional insurance of paint on the walls and construction carpentry, various floor, wall and ceiling coverings (wallpaper, panelling, tiles, etc.) and floorings (parquet, carpet, tiles, etc.)
• additional insurance of glass surfaces
• additional insurance against standard costs of damage detection on water and waste pipes, repairs of walls, wall and floor plumbing and compensation for damage on these pipes
• additional insurance of household items against damage caused by electricity:
• fridge
• fridge-freezer
• dishwasher
• washing machine
• washer-dryer
• chest freezer
• air-conditioner - fixed
• CCTV
• video recorder
• HI - FI
• DVD player and recorder
• home PC
• Plasma or LCD TV

What does the policy include?

• personal third party liability insurance
• cash
• securities, precious stones, jewellery and items made of precious metals, genuine pearls, etc.
• artwork (paintings, vases, sculptures, etc.)
• collections (stamps, old coins, badges, etc.)
• antiques (vintage furniture, old weapons, etc.)
• household items located in the attic, shed, garage or terrace
• outdoor TV and other aerials, unless they are used by more apartments or for commercial purposes
• personal IDs and documents (personal ID card, passport, etc.)
• damage to masonry, installations and equipment (damage to walls, ceilings, doors, windows, locks, etc.), caused by actual or attempted burglary