Erection All Risks Insurance
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EAR insurance policy offers insurance to investors, contractors and sub-contractors against financial losses and material damage due to sudden, unforeseeable and unexpected events which can cause total or partial damage to the insured property during erection works.
The policy also covers damage incurred during the testing period.
The EAR (Erection All Risks) policy cover can be extended to include not only risks of material damage associated with the erection, but also liability risks for damage caused to third parties and/or employees during erection works. The liability cover includes material damage and bodily injury.
In addition, special clauses can be included to extend the policy by adding additional risks, or to exclude some of the risks, whereby the premium is lowered.
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