Complete Legal Liability Insurance

This insurance policy provides you with a complete legal liability cover for material damage or bodily injury caused to third parties due to the use of a faulty product.

The cover provided under this policy is often excluded from the general liability policy cover.

For complete protection from liability, we recommend that you purchase both policies as an insurance package, in order to obtain a comprehensive cover against possible claims by third parties.

The Obligations Act stipulates that a manufacturer who launches a product is responsible for damage caused by the product’s defective/faulty product, regardless of the culpability. This refers to property damage caused by death or bodily injury, as well as damage caused by the loss or damage incurred to an item in the insured’s possession other than the faulty product, if this item is normally intended for personal use and if the insured has used the item mainly for that purpose.

A product is any movable property, as well as a separate element built into any movable or immovable property.