Car Insurance

This type of insurance covers damage for which the carriers are held liable by the owner of the transported goods, or their insurer (in the case when there is also cargo insurance), under a road carrier’s liability insurance contract for damage caused to goods in road transport.

The policyholder may negotiate a sum insured of their choice [cover limit], and there is also a legal limit to the carrier’s liability pursuant to domestic legislation and international conventions.

International cargo can be insured against “all risks” as part of the “extended cover” or only against “basic risks”.

International transport is understood as transport of goods with the departure and destination points outside the USA or goods accompanied by international transport and customs documents.

The insurance covers cargo loss or damage during transport due to a traffic accident, natural disaster, fire or explosion, delivery of incomplete pallets, theft (partial or total), damage due to improper handling, exposure to rain, etc.

With cargo insurance, the premium rate primarily depends on the type of goods carried, the transport route, the shipment value, as well as the type of vehicle.

This type of insurance covers cargo with departure and destination points.